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Product Updates

September 15, 2025

3 mins read

Your Debit Card Just Got an Upgrade: 5 Reasons to Switch to Moniepoint's New Debit Card

by Chidinma Nwonye

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That fancy dress from Temu, check! The Canva Pro subscription you’ve been eyeing, check! You’ve selected your favourites, downloaded your go-to streaming platform like Netflix, and now it’s time to input your card details for payment.

Suddenly, you see this written in red: 'Transaction failed. Please check with your card issuer.' Disappointing right? It doesn't have to be when you are shopping on international platforms or subscribing to your favourite streaming platforms with the Moniepoint card in Nigeria. 

The new Moniepoint card offers more flexibility, freedom, and convenience for both online and offline transactions. Our new cards last over five years and work reliably, which means no more hanging transactions.

Ready to upgrade? Let's explore five reasons you should use the Moniepoint card that really works.

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1. Valid Longer, Works Better

It can be frustrating when your card suddenly stops working at the ATM or while trying to pay for items after a long wait in a queue, only to realise that your card has expired. 

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With the upgraded Moniepoint card, you can now use your card for five years without worrying about visiting the bank for a renewal. 

2. International Access; Spend Without Borders

Still stuck with a debit card that doesn't work everywhere? Whether you're trying to shop online on international platforms like Temu, Aliexpress, etc, or pay for services on Meta, Microsoft, Starlink, and lots more, you can easily do so with the new Moniepoint card. 

Say goodbye to stressful transactions, especially if you run a business or offer services beyond the shores of Nigeria.  

3. High Grade Security

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Card fraud is a real issue in our increasingly digital world, and it often begins with scammers stealing your card details. That's why the Moniepoint card takes on a different approach. It's a numberless card, which means your card numbers, expiry dates, and CVV numbers aren't printed on your card. 

Even if you lose your card, you can rest assured that no one will be able to steal your details. Furthermore, you have complete control over where and how your card is used. You can block or deactivate your card instantly on your personal or business banking app or offline by dialling the USSD code *5573#.

4. Get Your Card Fast, Use It Instantly

Order your blue Moniepoint card and have it delivered to your preferred location within 48 hours. Once you've received it, you can easily activate it on the app and enjoy the flexibility of instant transactions. 

5. Reliable Payments, No More Declined Transactions

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We've probably all had this experience when trying to pay for something, but the card just won't go through. It's frustrating, embarrassing, and oftentimes out of your control. The Moniepoint card is designed to change that with a 99.9% transaction success rate. 

So, no more double-checking your account balance for sufficient funds, or holding the queue, wondering why your transaction didn't go through. Whether you're using the card for personal or business reasons, the Moniepoint card ensures you transact without restrictions.

Bottom Line

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So what's new? The upgraded Moniepoint card offers a smarter way to manage your money. It lasts longer, safeguards your details, delivers reliable payments every time, and works on international platforms. 

Order your debit card today from your Moniepoint Business or Personal Banking app dashboard, and enjoy a card that truly works.


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