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Global
Valid only for POS owners

Get rewarded when you use your POS

Get up to 30% back on interbank transfers and 15% back on POS payments — every week, just for transacting!

The more money you move, the more money you earn

Earn cashback on POS payments and interbank transfers — how much you get depends on your rewards tier. Transact more to reach higher tiers and earn more cashback.

Your tier is calculated weekly based on your total weekly transaction value. Cashback is applied instantly per transaction.

Reward tiers

Rising Star

Weekly transaction requirement

₦0 – ₦699,999

Cashback on POS payments

No cashback

Cashback on interbank transfers

No cashback

Super Star

Weekly transaction requirement

₦700,000 – ₦2,499,999

Cashback on POS payments

10% of transaction fee

Cashback on interbank transfers

10% of transaction fee

Mega Star

Weekly transaction requirement

₦2,500,000 and above

Cashback on POS payments

15% of transaction fee

Cashback on interbank transfers

30% of transaction fee

Up to 15% back for every withdrawal, purchase, or POS transfer

Valid only for POS owners.

How it works

Every payment costs a fee based on your transaction amount. Depending on your rewards tier, you can earn up to 15% of the fee back on each payment. The more you transact, the more you earn!

Your tier is based on your total weekly payments value. Each tier has a cashback amount that is a percentage of the payment fee. Your tier will reset weekly, and apply to the following week.

How it works

Less than ₦3,000

Rewards tiers and cashback on small payments

Rewards tier
Weekly transaction requirement
Fee charged
Cashback per payment
Mega Star
₦2,500,000 and above
0.5% of amount
15% of the fee
Super Star
₦700,000 – ₦2,499,999
0.5% of amount
10% of the fee
Rising Star
₦0 – ₦699,999
0.5% of amount
No cashback

More than ₦3,000

Rewards tiers and cashback on large payments

Transaction amount
Fee charged
Rising StarNo cashback
Super Star10% cashback
Mega Star15% cashback
₦3,001 – ₦4,000
₦20.00
₦0
₦2.00
₦3.00
₦4,001 – ₦5,000
₦25.00
₦0
₦2.50
₦3.75
₦5,001 – ₦6,000
₦30.00
₦0
₦3.00
₦4.50
₦6,001 – ₦7,000
₦35.00
₦0
₦3.50
₦5.25
₦7,001 – ₦8,000
₦40.00
₦0
₦4.00
₦6.00
₦8,001 – ₦9,000
₦45.00
₦0
₦4.50
₦6.75
₦9,001 – ₦10,000
₦50.00
₦0
₦5.00
₦7.50
₦10,001 – ₦11,000
₦55.00
₦0
₦5.50
₦8.25
₦11,001 – ₦12,000
₦60.00
₦0
₦6.00
₦9.00
₦12,001 – ₦13,000
₦65.00
₦0
₦6.50
₦9.75
₦13,001 – ₦14,000
₦70.00
₦0
₦7.00
₦10.50
₦14,001 – ₦15,000
₦75.00
₦0
₦7.50
₦11.25
₦15,001 – ₦16,000
₦80.00
₦0
₦8.00
₦12.00
₦16,001 – ₦17,000
₦85.00
₦0
₦8.50
₦12.75
₦17,001 – ₦18,000
₦90.00
₦0
₦9.00
₦13.50
₦18,001 – ₦19,000
₦95.00
₦0
₦9.50
₦14.25
₦19,001 – ₦20,000
₦100.00 (capped)
₦0
₦10.00
₦15.00
Moniepoint POS Terminal

Get up to ₦6 back after every interbank transfer

Moniepoint POS Terminal

Valid only for POS owners.

Frequently Asked Questions

Cashback is available to businesses using a Moniepoint POS terminal. Your tier is determined by your weekly POS transaction value (card swipe + POS transfers):

  • Mega Star: ₦2.5 million and above
  • Super Star: ₦700,000 – ₦2.49 million
  • Rising Star: ₦0 – ₦699,000

The higher your tier, the more cashback and lower charges you enjoy.

Your cashback is automatically credited to your POS promo balance each week — no extra action needed! You can view this directly from your Moniepoint dashboard.

Your total weekly POS transactions determine your tier, including:

  • Card swipes
  • POS transfers to account numbers

The more transactions you process, the higher your tier — and the more rewards you unlock.