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Fixed Deposit
Save for your big dreams with a fixed deposit plan
Create a fixed deposit plan with a minimum deposit of ₦1,000, save a lump sum for a longer term and receive interest upfront. Earn up to 17.5% per annum
Start Saving
The savings plan for your future
Guaranteed returns
Earn an attractive annual interest rate of up to 17.5%.
Choose Your Duration
30 days to over a year, choose a tenure that fits your financial goals
Flexible Payout Options
Decide how you receive your interest, upfront or at maturity
NDIC insured
Save with peace of mind knowing your funds are fully secured and insured
Easy roll-over
Automatically reinvest your principal and interest at maturity
Halal complaint
Choose to receive an interest or not
Frequently Asked Questions
Yes. A minimum initial deposit of ₦1,000 is required to activate your fixed deposit.
Interest is calculated based on your principal amount, your selected tenor, and the fixed annual interest rate.
You can choose to receive your interest upfront at the start of your plan or at maturity. You’ll select your preferred option when setting up your fixed deposit.
Yes, you can withdraw your savings before the maturity date. However, doing so means you will forfeit all accrued interest.
At maturity, you can either withdraw your principal plus interest into your account or choose to roll over your deposit into a new tenor.
No. You cannot top up an existing fixed deposit. To add more funds, you’ll need to create a new Fixed Deposit plan.
Make a smart money move today
Join thousands of customers earning 17.5% interest annually on their savings today.
Create a fixed deposit plan