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Save As You Transact

Turn everyday transactions into savings

Save every time money leaves your account. Whether it’s a transfer, airtime, data or a bill, money goes into your savings, and you can withdraw anytime for free.

Create a savings plan

Build a savings plan every time you spend

Spending is easy, but saving can be hard, so we’ve made it simple. Save a set amount automatically every time you spend.

  • Effortless

    Ideal for busy people who forget or struggle to save. It happens automatically in the background without you lifting a finger.

  • Fully customizable

    Save on transfers, airtime, data, or bills. You decide whether to save a Percentage (e.g., 5% of airtime) or a Flat Amount (e.g., ₦50 per transfer).

  • Easy saving

    Save as little as N50 and see it add up to a significant sum fast

  • Turn volume into value

    The more you transact, the more you save. Perfect for people with high daily activity

  • Instant Access

    Withdraw your savings into your main balance anytime you need them. 

  • 100% Safe

    Save with peace of mind. Your money is secured by the Nigeria Deposit Insurance Corporation (NDIC).

  • Halal complaint

    Choose to receive an interest or not

Frequently Asked Questions

Yes, you can select specific transaction types that will automatically trigger a saving action.
Yes, you can configure your savings to be either a flat amount or a percentage of each transaction.
Yes, you can withdraw both your principal contributions and any rewards you have earned at any time.
No, there are no penalties applied to any withdrawals, whether they are manual or automated.