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Target Savings

Save for what matters, one goal at a time

Set a target for your rent, business, travel or anything, and earn 11.5% interest annually.

Create a savings plan

Don’t just wish for it. Set a financial target.

Move from dreaming about your next big purchase to owning it. Give every naira a mission and achieve it within a specific period.

  • Goal-Oriented

    Ideal for anyone with a clear financial target, whether it’s rent, a wedding, or a car, etc.

  • Emergency-proof

    Access up to 50% of your funds instantly if life happens. No questions asked

  • Easy to access

    Takes less than 2 minutes to create your first plan

  • Built for every income

    Automate your savings or top up manually whenever cash flows in

  • Earn while you save

    Enjoy daily interest that helps you hit your target faster

  • Keep the momentum

    Roll over your plan and interest upon maturity into a new target

  • 100% safe

    Your money is NDIC-secured.

  • Halal complaint

    Choose to receive an interest or not

Frequently Asked Questions

You can start your Target Savings plan with a minimum deposit of N3,000.
You can save for a minimum of 1 month and up to 12 months or more.
Yes, you can create and manage multiple Target Savings plans simultaneously.
Yes, you can easily set up automatic contributions to be debited on your preferred date.
Yes, you can modify your target amount or extend your target date directly from your account dashboard at any time
You will earn a competitive interest rate of 11.5% per annum on your savings.
Yes, you are allowed one opportunity for a partial withdrawal before your target date.
Your principal savings are always secure. However, if you make a full withdrawal before the target date, all accumulated interest earned will be forfeited.