Select Region/Country
  • Global
  • Nigeria
  • Kenya

Cookie Statement

Please note that we take your privacy seriously and only process your personal information following Nigeria Data Protection Act, 2023 and any applicable regulations. Your continued use of this platform indicates that you consent to the processing of your data by Moniepoint MFB.

Our site also uses cookies to enhance your experience on this platform. You can modify your preference using the option below. Please read our Cookie Policy for more information.

This website uses cookies to enhance your experience. Learn more here:

Privacy PolicyCookie Policy
moniepoint
BusinessPersonal
AboutContactBlog
Sign in
Global
Savings

Small Goals. Big Dreams.

Save for what matters, starting with as little as ₦1,000 and earn up to 17.5% interest annually.

trophy

The smart way to grow your money

Choose a savings plan for your goals

Start saving

Save and withdraw whenever

Enjoy the freedom to save and withdraw anytime, with zero penalties.

Save and withdraw whenever

Access competitive interest rates

Earn up to 17.5% annually as a reward for saving consistently.

Access competitive interest rates

NDIC-secured

Save with peace of mind knowing your money is fully protected.

NDIC-secured

Halal compliant for Muslim users

Choose a no-interest savings plan that aligns with your beliefs.

Halal compliant for Muslim users

Top up and roll over

Add more money anytime. Roll over when your plan matures.

Top up and roll over

Plans designed for your dreams

With just ₦1,000 as your starting balance, you can begin saving for your dreams.
Save As You Transact (SAYT)
Save As You Transact (SAYT)

Save automatically every time money moves out of your account

Learn More
Flexible Savings
Flexible Savings

For life's surprises. Your safety net when the unexpected happens. Start with a minimum of ₦1,000 and enjoy a flat rate interest of 9.5% annually.

Learn More
Target Savings
Target Savings

It is a smart plan that helps you save funds for a specific purpose or purchase, such as rent, school fees or your business. Accrue 11.5% interest annually. 

Learn More
Fixed Deposit
Fixed Deposit

A disciplined way to set aside huge sums for big-budget, long-term and future projects. Enjoy up to 17.5% interest annually.

Learn More

Frequently Asked Questions

You can start a Moniepoint savings plan with as little as ₦1,000. It’s simple, flexible, and designed to help you build a consistent savings habit without stress.
Yes, you can easily change the duration of your savings plan after creating it. Just go to the “Manage Plan” section and update the tenure to suit your new savings goals.
The penalty for early withdrawal depends on your chosen savings plan. For flexible savings, you will lose your interest after 4 withdrawals in a month. For fixed deposits, you lose interest if you withdraw before the maturity date. 
Moniepoint offers savings plans with both fixed and variable interest rates, depending on your goals. Target savings comes with an 11.5% annual interest rate. Flexible savings come with a 9.5%, while the fixed deposit interest rate varies between 9.5%-17.5% interest per annum.
Yes, you can create as many savings plans as you like. Each plan can have its own goal, duration, and type, giving you complete control over how you save.
Choosing a rollover helps you keep your savings growing automatically. It allows you to continue with the same plan and tenure without creating a new one; ideal for long-term goals or consistent saving habits.
No, there’s no limit. You can roll over your savings plan as many times as you want, so your money keeps working for you without interruption.